Philippine contributions calculator
Know your real take-home income — SSS, PhilHealth, Pag-IBIG, and BIR income tax, calculated the way a Filipino VA or freelancer pays them.
Monthly take-home
₱23,317
after ₱1,683 in contributions and tax
Estimate only, for freelance VAs using the 8% BIR flat tax option. Actual amounts vary by registration (TIN, self-employed filing) and updated SSS/PhilHealth rules. Verify with official sources.
Your monthly deductions
SSS (employee 4%)
of the bracketed Monthly Salary Credit
₱1,000
PhilHealth (employee 2.5%)
5% of base split equally, base capped at ₱10,000
₱250
Pag-IBIG (employee 1%)
min ₱20, max ₱100
₱100
BIR income tax (8% flat)
on annual gross above ₱250,000
₱333
Employer share (if employed)
SSS (employer 10%)
₱2,500
PhilHealth (employer 2.5%)
₱250
Pag-IBIG (employer 1%)
₱100
Tip: as a freelancer you pay the full contribution yourself, so add ~10% on top of your target rate to cover SSS, PhilHealth, Pag-IBIG, and tax. That's what the Pitch Calculator is for.